Report commercial vehicle insurance coverage

If you are a motor carrier and conduct commercial business with motor vehicles that meet any of the following criteria, you are required to report insurance coverage to DMV once a year:

• A vehicle that operates in intrastate commerce (within Connecticut only) with a gross weight or gross vehicle weight rating (GVWR) or gross truck/trailer weight or gross combination weight rating of 18,001 pounds or more.
• A vehicle that operates in interstate commerce with a gross vehicle weight, or GVWR or gross truck/trailer combination weight of 10,001 pounds or more.
• A vehicle designed to transport more than 15 passengers, including the driver.
• A vehicle used in the transportation of hazardous materials in a quantity requiring HAZMAT “placarding” under the Hazardous Materials Transportation Act.
• If the first four choices do not apply to you, you must complete and submit a form (Affidavit) to DMV for new registration transactions or renewals.

Minimum levels of insurance coverage for commercial vehicles

• Freight vehicles of 10,001 pounds or more GVWR, non-hazardous:  $750,000
• Freight vehicles of 10,001 pounds or more GVWR, hazardous: $1,000,000 or $5,000,000 (higher liability required for certain types of hazardous material, see Federal Motor Carrier Safety Administration
• Any vehicle with a seating capacity of more than 8 passengers: $1,500,000
• Any vehicle with a seating capacity of 16 passengers or more: $5,000,000